SBA Loans 17 min read
SBA 7(a) Lending by State: Latest Federal Data Synthesis
Federal data synthesis of SBA 7(a) loan distribution across all 50 states. FY2025 totals: 77,600 loans / $37B, with lender and regional patterns.
Research
Original research & data reports
Proprietary analysis of SBA approval rates, merchant cash advance pricing, lender benchmarks, and how U.S. small businesses actually access capital today.
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News
Latest small-business funding news
What's changing in SBA programs, Fed policy, and the lending market — synthesized from primary sources.
· 3 min
SBA Chief Pitches Higher Loan Limits for Farmers and Manufacturers
SBA Administrator Loeffler calls for higher SBA loan limits to help farmers and manufacturers cope with rising equipment costs. What owners need to know.
· 3 min
Small Business Optimism Hits 11-Month High in July
The NFIB Small Business Optimism Index rose 2.4 points to 99.8 in July 2026, topping its 52-year average. What it means for borrowers seeking loans.
· 3 min
July Jobs Report Shows 114,000 Hiring Slowdown: What Small Businesses Should Know
July 2026 jobs report shows 114,000 jobs added, unemployment at 4.3%. What this labor market shift means for small business financing and hiring.
· 3 min
Fed Launches First Private Credit Survey to Track $1.7T Shadow Lending Market
The Federal Reserve launches its first private credit lending survey. Learn what this $1.7T shadow market means for small business borrowers.
· 3 min
CFPB Raises Small Business Lending Threshold to 1,000 Loans
CFPB's revised Section 1071 small business lending rule raises the reporting threshold to 1,000 loans, exempting thousands of smaller lenders.
· 3 min
Fed Stress Test Shows Banks Can Absorb $708B in Losses While Lending
The 2026 bank stress test confirms major U.S. banks can absorb $708 billion in losses while maintaining small business lending capacity.
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